Tag Archives: consumer protection

10 Tips for Protecting Yourself When Shopping Online this Season

Just in time for the holiday shopping season, Oregon Attorney General Ellen Rosenblum has 10 practical tips to help you watch your wallet, shop wisely, and protect your personal information online.   1. Protect your personal information. Take the time to read the Read More »

How do you know who a criminal record belongs to?

The most critical question anytime a record is reported in a consumer report is whether it is referring to the subject of the background check.  Most (but not all) consumer reporting agencies (CRAs) will only report a record if there are multiple identifiers Read More »

Why are there a flags/alerts on my credit reports?

The “Address Discrepancy Rules” set by the Federal government in the Fair & Accurate Credit Transaction Act (FACT Act) are one of the most common reasons why a flag or alert will appear on a consumer credit report.   The nationwide consumer reporting agencies Read More »