Tag Archives: credit reports

EEOC Complaint Thrown Out By MD Court

A general complaint filed by the Equal Employment Opportunity Commission (EEOC) against Freeman, a company providing trade show solutions, has been thrown out by a Maryland district court.  The EEOC alleged that Freeman’s use of credit history and criminal background checks in their Read More »

What is the difference between a hard and a soft credit inquiry?

Every time your credit report is requested the reason for the request is transmitted to the credit bureau.  What that reason in will determine whether the request is a “Hard Pull” that will show as an inquiry on your credit report or a Read More »

Can a pull a credit report before I hire someone?

This is a quetion asked by many employers seeking ways to understand their candidates, identify potential risks and differeniate between applicants.  The answer is, once again, it depends…   There are currently ten states that have laws in place restricting an employer’s ability to use Read More »

Why are there a flags/alerts on my credit reports?

The “Address Discrepancy Rules” set by the Federal government in the Fair & Accurate Credit Transaction Act (FACT Act) are one of the most common reasons why a flag or alert will appear on a consumer credit report.   The nationwide consumer reporting agencies Read More »