Social Security Number (SSN)-based screening products can be some of the most confusing to navigate because there are many different types and they are all used at different times for different purposes. The following guide will break down the most common SSN-based products, what they Read More »
Category Archives: FAQ
Why are there so many criminal search options? Can’t I just search everywhere like they do on TV?
Unfortunately the reality of criminal searches is nothing like what it looks like on TV and there is no single source for every criminal record in the United States. Even the FBI’s database, the National Crime Information Center, is not probable cause Read More »
When can I obtain credit information about my applicants?
Your credit report contains sensitive Personally Identifiable Information (PII) so, as you can imagine, there are many laws and regulations (Federal, State and/or Local) that govern the release of this information. Here are some of the most important points: Credit reports may only be Read More »
Credit Reports v. Consumer Reports
This is one of the most frequent questions concerns we hear from consumers who are diligent about protecting their personal information and credit history. All personal credit reports are consumer reports as defined by the Fair Credit Reporting Act (FCRA), however not all Read More »